Terms of Use

1. Acceptance of Terms

By accessing and using the Jain Home Loans website (jainhomeloans.com.au), you accept and agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use this website.

2. About Us

Jain Home Loans is a trading name of Settlewise Loans Pty Ltd (ABN 99 689 881 374, ACN 689 881 374). We are authorised credit representatives of LMG (LMG CRN: 574022). Our services include mortgage broking for residential and investment property loans.

3. General Information Only

The information on this website is provided for general informational purposes only. It does not constitute financial, legal, or professional advice. The information does not take into account your individual objectives, financial situation, or needs. Before making any financial decisions, you should seek independent professional advice tailored to your circumstances.

4. No Guarantee of Loan Approval

We do not guarantee that you will be approved for a loan. Loan approval is subject to the lending criteria of individual lenders and depends on your personal and financial circumstances. Calculator results and estimates provided on this website are indicative only and should not be relied upon as a guarantee of borrowing capacity or loan terms.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Jain Home Loans or its licensors and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

6. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or take responsibility for the content, privacy practices, or terms of use of any third-party websites. You access third-party websites at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, Jain Home Loans excludes all liability for any loss or damage (including indirect, special, or consequential loss) arising from your use of this website or reliance on the information contained herein, whether in contract, tort (including negligence), or otherwise.

8. User Conduct

When using this website, you agree not to:

• Provide false or misleading information
• Use the website for any unlawful purpose
• Attempt to gain unauthorised access to any part of the website
• Interfere with or disrupt the website or servers
• Transmit any viruses, malware, or harmful code

9. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

10. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be posted on this page with an updated revision date. Your continued use of the website after changes constitutes acceptance of the modified terms.

11. Governing Law

These Terms of Use are governed by the laws of South Australia, Australia. Any disputes arising from these terms or your use of the website will be subject to the exclusive jurisdiction of the courts of South Australia.

12. Contact Us

If you have any questions about these Terms of Use, please contact us: