Your Home, Your Loan, Your Way
Whether you’re buying your first home, refinancing for a better rate, or investing in property, Jain Home Loans makes the process simple and personal.
We help Indian and other migrant families and professionals across Adelaide find home loans that fit your budget, visa, and long-term goals — not just the lowest rate on paper.
What Type of Home Loan Do You Need?
Choose the loan that fits your situation — we'll guide you every step of the way
First-Home Buyers
Get step-by-step help with grants, stamp duty concessions, and lender requirements. We'll explain your borrowing power and help you avoid costly mistakes.
PR & Visa Home Loans
If you're on a 491, 482, 485, 189, or 190 visa, we know which lenders welcome temporary or new PR applicants — and which offer genuine savings and LMI waivers.
Refinancing
Save on interest or switch to a loan with better features, like an offset account or lower fees. We'll review your current rate and compare multiple lenders.
Construction & House + Land
We'll explain progress payments, valuations, and lender timelines — and help ensure your finance aligns with your builder's schedule.
Investment Property Loans
Build your portfolio confidently. We'll assess cash flow, structure, and lender policy to maximise borrowing power and tax effectiveness.
How We Help You Choose the Right Loan
Our job isn't to sell a product — it's to help you make an informed decision.
Your Profile
Your income, deposit, and visa type
Your Goals
Your property goals and timelines
Lender Match
Lender policies across major and specialist banks
Clear Numbers
LMI impacts, fees, and comparison rates
Why Indian Families in Adelaide Trust Us Jain Loans
Language Support
English, Hindi, and Punjabi — communicate in your preferred language
Visa-Savvy
experience with 189, 190, 801/100 or 186/187 loans
Transparent
No hidden fees or confusing terms — clear explanations always
Fast & Personal
Speed & personal service — speak directly with our broker team