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Home Loans Adelaide

Your Home, Your Loan, Your Way

Whether you're buying your first home, refinancing for a better rate, or investing in property โ€” we make the process simple and personal.

Loan Types

What Type of Home Loan Do You Need?

Choose the loan that fits your situation โ€” we'll guide you every step of the way

Most Popular

First-Home Buyers

Get step-by-step help with grants, stamp duty concessions, and lender requirements. We'll explain your borrowing power and help you avoid costly mistakes.

FHOG guidance ($15k)
Stamp duty concessions
5% deposit options
LMI waivers available
Check Your Eligibility
Visa Specialists

PR & Visa Home Loans

If you're on a 491, 482, 485, 189, or 190 visa, we know which lenders welcome temporary or new PR applicants โ€” and which offer genuine savings and LMI waivers.

491/482/485 expertise
189/190 PR loans
Genuine savings help
Professional LMI waivers
Discuss Your Visa Situation
Save Money

Refinancing

Save on interest or switch to a loan with better features, like an offset account or lower fees. We'll review your current rate and compare multiple lenders.

50+ lender comparison
Offset account options
Cashback deals
Free rate review
Get a Refinance Check
Build Your Dream

Construction & House + Land

We'll explain progress payments, valuations, and lender timelines โ€” and help ensure your finance aligns with your builder's schedule.

Progress payments
Builder coordination
House & land packages
Valuation support
Get Build-Finance Checklist
Grow Wealth

Investment Property Loans

Build your portfolio confidently. We'll assess cash flow, structure, and lender policy to maximise borrowing power and tax effectiveness.

IO vs P&I advice
Offset strategies
Tax-smart structures
Portfolio planning
Talk to Us
Our Approach

How We Help You Choose the Right Loan

Our job isn't to sell a product โ€” it's to help you make an informed decision.

Your Profile

Income, deposit, and visa type analysis

Your Goals

Property goals and timeline mapping

Lender Match

Policy matching across 50+ lenders

Clear Numbers

LMI, fees, and rates explained

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Why Choose Us

Why Indian Families in Adelaide Trust Us

Language Support

English, Hindi, and Punjabi โ€” communicate in your preferred language

Visa-Savvy

491, 482, 485, 189 & 190 visa experience with right lender matches

Transparent

No hidden fees or confusing terms โ€” clear explanations always

Fast & Personal

Direct broker access โ€” WhatsApp for quick questions, calls when needed

What You'll Get From Your First Call

Borrowing power estimate
Deposit and LMI breakdown
SA First-Home Grant guidance
Lender shortlist for your needs
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