Your Dream Home
Starts Here
Adelaide's trusted Indian mortgage broker. From first home buyers to new migrants — we make home loans simple, fast, and stress-free.
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What Sets Jain Home Loans Apart
At Jain Home Loans, we focus on making the home-buying process clear, structured, and stress-free — especially for first-home buyers and migrant families.
Personal Guidance from Start to Finish
You work with one dedicated mortgage broker who supports you through every stage, from initial assessment to settlement and beyond.
Clear, Practical Explanations
We break down loan options, costs, and requirements in plain English, helping you understand what works best for your situation.
Low-Deposit Options Where Available
Depending on eligibility, we explore lender options that may allow you to buy with a smaller deposit and explain the conditions upfront.
Support for Existing Homeowners
If you already own property, we can review refinance or equity options to help you upgrade, invest, or consolidate debts.
Smart Deposit Planning
We help you plan how much to save, what costs to expect, and how to prepare financially so you're ready when the right property comes along.
Loan options and eligibility vary by lender and individual circumstances.
Our Loan Services
Find the right loan for your situation
Quick Calculators. Clearer Decisions.
Check what you can borrow, what you may repay, and what you might pay in stamp duty.
Borrowing Power
How much can you borrow? Get your estimate in under 2 minutes.
Calculate NowLoan Repayments
See your monthly, fortnightly, or weekly repayments by rate & term.
Calculate NowStamp Duty
Instant estimate with first-home buyer concessions included.
Calculate NowThese are estimates only. Speak to us for a personalised assessment.
Why First Home Buyers Choose Jain Home Loans
Buying your first home is not just about rates. It's about getting a loan that fits your real life.
Straight Answers. No Surprises.
We break down options in plain English so you feel confident to move fast when the right property comes up.
Ready When the Right Home Appears
We help you get organised early so you can bid, offer, and negotiate with confidence.
A Broker You Can Call Anytime
We're here for rate reviews, upgrades, and next-property planning — beyond just settlement.
Structure the Loan, Not Just the Rate
We design a loan structure that supports your bigger plan — home, investment, and future flexibility.
Calm Guidance Through a Big Decision
We simplify the journey, explain steps clearly, and keep you in control from start to finish.
Service That Respects Your Priorities
We focus on practical options that match your comfort level and family goals.
Our 5-Step Process
Simple, structured, stress-free — from enquiry to keys
Discovery Call
10-min chat about your goals and budget
Documents
We confirm borrowing power & best lenders
Pre-Approval
Rates & conditions explained clearly
Property & Valuation
We liaise with lender & keep you updated
Settlement & Keys
We coordinate to the finish line!
Discovery Call
10-min chat about your goals
Documents
Confirm borrowing power
Pre-Approval
Rates explained clearly
Property & Valuation
Lender liaison & updates
Settlement & Keys
We coordinate to the finish!
What Our Clients Say
Real stories from real homeowners
"We're new PRs and bought our first home in Adelaide with just 10% deposit. The team explained everything clearly in Punjabi. Couldn't have done it without Nipun!"
R.K.
First Home Buyer, Modbury
"They handled our 491 situation quickly and kept us updated at every step. Professional, responsive, and genuinely cared about our outcome."
S.S.
491 Visa Holder, Salisbury
Frequently Asked Questions
Everything you need to know about getting a home loan. Can't find your answer? Give us a call.
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Ready to Start?
Call us for a 10-minute eligibility check or book a call for tomorrow.
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